Loan Against Securities With Spark Loans

The financial market has grown multi-fold since the past decade. The major credit can be given to the shift from offline to online. Digitization holds the primary responsibility for creating awareness and expediting processes. In the present situation, one can avail of services from any part of the world without hampering the current status of securities.

Simultaneously, the financial service sector has also come to understand the importance of creating more products and features that can be useful to the consumer. LAS ( Loan Against Securities ) is a loan that a customer can avail by pledging their securities to the lender. This loan can be availed without selling your investments.

The advantage of LAS is that users can access funds without having to jeopardize their investment. Formerly, the process was by and large lengthy and caused a lot of hassles while opting for it. Moreover, it was only some segment of people who availed for such services. But, with spark.loans it is easy to obtain LAS easily.

Features of Spark.loans

Spark.loans offer an end-to-end digital solution in LAS. The highlights to its unique features are:

No Entry Barriers

The security value for minimum loan requirement by other institutions can be on the higher side, but with spark.loans one can avail loan as low as Rs.10k.

Robust Risk Management System

There is a robust risk management system that helps users to mitigate their risks in due course of time by sending alert notifications.

Efficient and Smooth Experience

We offer a smooth and seamless experience at every step. Availability of a loan is easy due to spark. loans app.

An Exhaustive List of Securities

The exhaustive list of securities provides a wider scope for the client to pledge.

Secured Transactions

One can also transact through UPI and Net the banking facility available on the app which makes it quick and secure.

User-Friendly

The app is designed in such a manner that it updates the security value every hour which makes it very convenient for the users to track and monitor their securities.

Loan against securities is a facility that evokes financial freedom as well as financial support which makes it accessible during any personal emergency or crisis and unlocks the potential of your securities.

Note: spark.loans is India’s first mobile application, aiming to make Loans against securities (LAS) completely digitised in the country. Without selling your investments, you can access funds at your fingertips. The spark.loans app is exclusive to FinX users now and will be available for more investors soon.